The T2C Method for Buying Homes

  • Taya DiCarlo
  • 03/5/22
 
 
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I get it you're scared to get into the real estate market. You're scared to buy a place because you don't know what's going to happen. Well let me tell you, you're not alone.
 
Nobody knows what's going to happen. Nobody has a crystal ball, but today I'm going to give you the Taya’s 2 Cents method on how you can buy property with a little cherry on top intriguing, right?
 
So, you've been watching everybody buy a house, buy a condo and you're like, “Ugh, I don't know. But what if the market shifts, I don't want to be stuck? What if we lose money?” That's a reasonable fear, but hear me out. I think that there are more options out there than people are actually taking advantage of.
 
One of them that could really benefit you in the short term and the long term is buying a duplex, a triplex or fourplex. Why? Because you can get residential financing. Residential financing is a lower interest rate than income, property financing. You can live in one of the units and rent out the other ones. Preferably I think you should live in the smallest of the units and rent out the bigger ones because the bigger ones get more rent. You could be offsetting your mortgage and getting some cash income in the interim.
 
This is a great idea and it's a great strategy. I don't know why more people aren't doing it because if you're going to be living in a small place anyway, as your first property, maybe it's a one-bedroom condo, why not research the financing that you could possibly qualify for? If you had rental income on top of the income that you're using to qualify for the loan, there you go.
 
Instead of buying a condo, instead of buying a house, buy a duplex, a triplex or a fourplex and make money instead of just owning one property. Remember the more doors, the money.
 
If you have any questions or you want to start a conversation, let’s talk.
 
Don’t forget to catch up on my weekly show, Taya’s 2 Cents, where share my two cents on different real estate topics from buying and selling real estate, owning a home and more.
 
 
 

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Taya is a California native with 12 years of real estate experience and has sold over $145M in residential sales. She repeatedly goes above and beyond the call of duty to ensure deadlines are made and that all transitions go smoothly. Whether you’re selling or buying, Taya is the kind of Realtor® you can always depend on.

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