Buying Your Home : Our Plan

Buyer's Process

Phase One

Outlining Your Objectives

  • What is your motivation to buy?
  • What price range are you considering?
  • What is your timeline to move?
  • What are your ideal features and “non-negotiables”?
  • What are you looking for in a neighborhood?

Planning and Preparation

  • Discuss objectives and process
  • Select a lender and begin approval process
  • Obtain loan approval letter
  • Sign exclusive buyer-broker agreement
  • Research neighborhoods of interest

Understanding the Market

  • Review your neighborhood references
  • Consider personal timing and seasonal factors
  • Analyze active, pending, and sold properties
  • Discuss market forces: supply v. demand, macro v. micro

Phase Two

Finding Your Home

  • Browse and review online listings
  • Network with local agents to uncover new and off-market homes
  • Attend open houses
  • Select ideal location and home

Offers and Negotiation Strategies

  • Review purchase contract
  • Discuss objectives and processes
  • Create offer presentation highlighting buyer strengths
  • Negotiate to optimize price and terms
  • Accept offer/counter-offers

Phase Three

Escrow Process

  • Notify escrow of acceptance and send fully executed contract
  • Wire initial deposit to escrow per terms of agreement
  • Notify lender to begin the loan and order appraisal
  • Sign and return opening package of escrow instructions
  • Contract insurance agent regarding homeowner’s coverage
  • Provide escrow with vesting (title) information
  • Sign loan documents

Inspections and Disclosures

  • Review seller’s disclosures and reports
  • Schedule all desired home inspections, including termites
  • Approve or negotiate repairs based on the inspection reports
  • Review and approve preliminary title report
  • Meet deadlines and remove contractual contingencies
  • Schedule final walk-through prior to close of escrow

Phase Four

Closing

  • Review closing statement from escrow
  • Meet with escrow to sign loan documents
  • Arrange to wire the down payment and closing cost

Working Together Agains

  • Taya DiCarlo and Compass are here for you
  • Yearly home valuation to keep you informed
  • Second homes and investment properties
  • Provide resources and introductions
  • Referrals, testimonials, reviews

What are Pocket Listings and How Do People Hear About Them?

Frustrated that there are not enough homes to choose from? Or ever wondered, "how is it possible that this house has only been on the market and already has 10 offers?" Well, believe it or not, many buyers find out about "coming soon" listings, or pocket listings, through their broker. These are known as hidden inventory, pocket listing, secret listing, etc.

Work With Taya

Taya is a California native with 12 years of real estate experience and has sold over $145M in residential sales. She repeatedly goes above and beyond the call of duty to ensure deadlines are made and that all transitions go smoothly. Whether you’re selling or buying, Taya is the kind of Realtor® you can always depend on.

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